Correspondent Banking
Flexible Financial Solutions for
Community Banks and Savings Institutions

 

Serving the diverse needs of community banks is something we do every day. As one of Illinois’ largest independent banks, we understand your operating challenges and financial needs like no one else. Cole Taylor can offer your institution a host of custom financial products to meet your specific needs including:

Cash Letter
Achieve optimal funds availability for deposits containing large volumes of checks while simultaneously reducing the cost of check processing.

Fed Funds Agency
Your correspondent relationship with Cole Taylor Bank allows your bank access to purchase and sell Fed Funds. We also provide you with the option to automatically sweep excess DDA balances at end of day.

Cash Management Services
  • ColeTaylor Reporter, Business Online Banking Services
  • Zero Balance Accounting
  • Wire Transfer and ACH
  • Sweep Investment Services

Third Party Lockbox Services
Enhance your product offerings by putting your brand name on this service.
  • Wholesale Lockbox
  • Retail Lockbox

Traditional Lending Services
  • Direct Loans to Bank-Holding Companies
  • Over Line and Term Loan Participations
  • Director's Loans and Services
  • Assistance in Raising Capital

Syndication
We know how important asset growth is to our bank customers. To help with this growth we often syndicate a portion of our large commercial real estate and/or industrial credits to our community banks. We can also help our customers syndicate their credits within our network of banks.


For more information on Cole Taylor's Correspondent Banking Services, contact Barbara Wilson at 312-442-5199 or Sandra Fleck at 312-442-5032.


Regulation F Requirement
Cole Taylor Bank is a well-capitalized financial institution. As defined by the FDIC, a “well capitalized” financial institution meets all of the following guidelines:

September 30, 2008
Well Capitalized
Cole Taylor Bank
Tier-1 Capital/Risk Assets
6.00%
7.75%
Total Capital/Risk Assets
10.00%

10.61%

Leverage Ratio
5.00%
6.91%


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Member FDIC  |   Equal Housing Lender |  Copyright 2007  |  All rights reserved

 

  For more information on Cole Taylor's Correspondent Banking Services, contact Barbara Wilson at 312-442-5199 or Sandra Fleck at
312-442-5032.