| Serving the diverse needs
of community banks is something we do every
day. As one of Illinois largest independent
banks, we understand your operating challenges
and financial needs like no one else. Cole
Taylor can offer your institution a host of
custom financial products to meet your specific
needs including:
Cash Letter
Achieve optimal funds availability for deposits containing large volumes of
checks while simultaneously reducing the cost of check processing.
Fed Funds Agency
Your correspondent relationship with Cole Taylor Bank allows your bank access
to purchase and sell Fed Funds. We also provide you with the option to automatically
sweep excess DDA balances at end of day.
Cash Management Services
• ColeTaylor Reporter, Business Online Banking Services
• Zero Balance Accounting
• Wire Transfer and ACH
• Sweep Investment Services
Third Party Lockbox Services
Enhance your product offerings by putting your brand name on this service.
• Wholesale Lockbox
• Retail Lockbox
Traditional Lending Services
Direct Loans to Bank-Holding Companies
Over Line and Term Loan Participations
Director's Loans and Services
Assistance in Raising Capital
Syndication
We know how important asset growth is to our bank customers. To help with this
growth we often syndicate a portion of our large commercial real estate and/or
industrial credits to our community banks. We can also help our customers
syndicate their credits within our network of banks.
For more information on Cole Taylor's
Correspondent Banking Services, contact
Barbara Wilson at 312-442-5199 or Sandra
Fleck at 312-442-5032.
Regulation F Requirement
Cole Taylor Bank is a well-capitalized financial institution. As defined by
the FDIC, a “well capitalized” financial institution meets all
of the following guidelines:
September 30, 2008
|
Well
Capitalized
|
Cole
Taylor Bank
|
| Tier-1 Capital/Risk Assets |
6.00%
|
7.75%
|
| Total Capital/Risk Assets |
10.00%
|
10.61%
|
| Leverage Ratio |
5.00%
|
6.91%
|
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Member FDIC | Equal
Housing Lender | Copyright
2007 | All
rights reserved
|