Correspondent Banking

Correspondent Banking
Flexible Financial Solutions for
Community Banks and Savings Institutions

Serving the diverse needs of community banks is something we do every day. As one of Illinois’ largest independent banks, we understand your operating challenges and financial needs like no one else. Cole Taylor can offer your institution a host of custom financial products to meet your specific needs including:

Cash Letter
Achieve optimal funds availability for deposits containing large volumes of checks while simultaneously reducing the cost of check processing.

Fed Funds Agency
Your correspondent relationship with Cole Taylor Bank allows your bank access to purchase and sell Fed Funds. We also provide you with the option to automatically sweep excess DDA balances at end of day.

Cash Management Services

Third Party Lockbox Services
Enhance your product offerings by putting your brand name on this service.

Traditional Lending Services

Syndication
We know how important asset growth is to our bank customers. To help with this growth we often syndicate a portion of our large commercial real estate and/or industrial credits to our community banks. We can also help our customers syndicate their credits within our network of banks.

For more information on Cole Taylor Bank's Correspondent Services, contact Barbara Wilson at 847-653-7680 or Sandra Fleck at 847-653-7682.

Regulation F Requirement
Cole Taylor Bank is a well-capitalized financial institution. As defined by the FDIC,
a “well capitalized” financial institution meets all of the following guidelines:

As of June 30, 2010	Well Capitalized	Cole Taylor Bank
Tier-1 Capital/Risk Assets	6.00%	9.03%
Total Capital/Risk Assets	10.00%	11.93%
Leverage Ratio	5.00%	6.78%